• Homeownership Opportunities
    The latest information on all our groups.
• Frequently Asked Questions
    Find answers here.
• Self-Help Program Floor Plans
    3D views of the available floor plans.
• Update My Wait List File
    Instructions to keep your file current.
• Income Criteria
    (maximum allowable incomes)
• Self-Help Program Application and
  Authorization for Obtaining
  Credit Information
  Please print these Adobe® PDF pages, be sure to fill in both pages, and mail them to us. You may download the free PDF reader from Adobe's website if necessary.
•  
•  
•  

KCCHA has been offering the USDA's Mutual Self-Help (MSH) Program in Kitsap and surrounding counties, since 1973. Over that time we have completed more than 1100 homes.

This unique and rewarding program allows income eligible applicants the opportunity to own their own home by participating in groups of 8 to 12 to build each others homes with lots of help and training from KCCHA. Mortgage (principal and interest) payments are based on your income, not the current market interest rate, and therefore are generally more affordable for families and individuals with income at or below 80% of the county median income as determined by HUD.